Cumming Homes under $400,000

Welcome to Cumming, Georgia – a charming city nestled in the heart of Forsyth County, where Southern hospitality meets modern living. Just a short drive from Atlanta, Cumming offers a perfect blend of suburban tranquility and easy access to urban amenities. With its picturesque landscapes, vibrant community spirit, and a wealth of recreational opportunities, it’s no wonder that Cumming is becoming one of Georgia's most sought-after destinations.

Cumming is known for its stunning natural beauty, highlighted by the expansive Lake Lanier, which provides residents with a plethora of outdoor activities, from boating and fishing to hiking and picnicking. The city boasts a rich history, a strong sense of community, and a range of cultural events that bring neighbors together throughout the year.

For those seeking a new home in this idyllic setting, Cumming offers a variety of options, including charming residences priced under $400,000. Whether you're a first-time homebuyer or looking to downsize, you’ll find a selection of cozy single-family homes, townhouses, and condos that cater to different lifestyles and preferences. Many of these properties feature modern amenities, spacious layouts, and beautiful yards, making them perfect for families, professionals, or retirees.

With excellent schools, a growing economy, and a plethora of shopping and dining options, Cumming is not just a place to live; it’s a place to thrive. Discover your dream home in Cumming today, and experience the warmth and charm of this delightful Georgian city!

Newest Cumming Homes under $400,000

$390,000

3 Beds ⋅ 4 Baths ⋅ 10869014 MLS

Welcome home to this end-unit townhome, ideally situated on a landscaped corner lot within a gated community! Freshly painted throughout, this move-in-ready home offers a spacious and thoughtfully designed floor plan with three levels of living space plus an unfinished basement for exceptional storage and/or future potential. The main level features gleaming hardwood floors and an inviting layout designed for comfortable everyday living and entertaining. One of the home's standout features is the neighborhood's most desirable floor plan, with a private full bathroom for every bedroom-including a fantastic third-floor teen or in-law suite that offers added privacy and flexibility. The unfinished basement provides abundant storage and is already stubbed for a bathroom, giving you the opportunity to expand the finished living space down the road. Outside your front door, enjoy the convenience of a gated community with resort-style amenities, including a sparkling swimming pool, dog park, and playground. Fresh paint, an end-unit location, a beautifully landscaped corner lot, three levels of living space, and a basement with room to grow-this one is ready for its next chapter!

1013 Firethorne Pass, Cumming

$390,000

3 Beds ⋅ 4 Baths ⋅ 7851031 MLS ⋅ Hearthstone BLDG.

Welcome home to this end-unit townhome, ideally situated on a landscaped corner lot within a gated community! Freshly painted throughout, this move-in-ready home offers a spacious and thoughtfully designed floor plan with three levels of living space plus an unfinished basement for exceptional storage and/or future potential. The main level features gleaming hardwood floors and an inviting layout designed for comfortable everyday living and entertaining. One of the home’s standout features is the neighborhood’s most desirable floor plan, with a private full bathroom for every bedroom—including a fantastic third-floor teen or in-law suite that offers added privacy and flexibility. The unfinished basement provides abundant storage and is already stubbed for a bathroom, giving you the opportunity to expand the finished living space down the road. Outside your front door, enjoy the convenience of a gated community with resort-style amenities, including a sparkling swimming pool, dog park, and playground. Fresh paint, an end-unit location, a beautifully landscaped corner lot, three levels of living space, and a basement with room to grow—this one is ready for its next chapter!

1013 Firethorne Pass, Cumming

$333,988

3 Beds ⋅ 3 Baths ⋅ 10868860 MLS

NEW ROOF (April 2026) NEW HVAC (July 2026) NEW WATER HEATER (2024)! Major updates are already complete in this beautifully maintained 3-bedroom, 2.5-bath home in Cumming, offering comfort, convenience, and peace of mind. Ideally located just minutes from Dawsonville and approximately 10 minutes from Cumming, this home provides easy access to shopping, dining, groceries, parks, Lake Lanier, and direct access 400. Inside, the bright and inviting floor plan features spacious living areas, a cozy fireplace, and plenty of room for everyday living and entertaining. Ceiling fans in every room complement the new HVAC system for year-round comfort. Enjoy outdoor living on the wrought-iron-fenced back patio, perfect for morning coffee or relaxing evenings. The private yard is equipped with an irrigation system for easy upkeep, while HOA-maintained lawn care helps simplify your weekends. Additional features include a whole-home surge protector and an attached 2-car garage. With a new roof, HVAC system, and water heater already in place, many of the major maintenance items have been taken care of. Conveniently located near everything you need, this move-in-ready home is a great opportunity in the Cumming area.

5520 Mountain Top Place, Cumming

$314,900

3 Beds ⋅ 1 Baths ⋅ 7850877 MLS

Charming 1.2 acre Property-Near Lake Lanier - No HOA, Endless Possibilities Welcome to 5705 PWA Drive in Cumming, GA-where space, flexibility, and lifestyle come together in one of Forsyth County's most desirable locations. Situated on over an acre of level land with no HOA restrictions, this property offers the freedom to truly live your way. Bring your RV, boat, or multiple vehicles with ease-there's room for it all. Boat ramp located in less than a mile from the property. Located just 2.4 miles from Young Deer Park and its public boat launch, you'll enjoy quick and convenient access to Lake Lanier for boating, fishing, kayaking, and weekend getaways on the water. At the same time, you're only minutes from shopping, dining, entertainment, and GA-400-making everyday living both peaceful and practical. Forsyth County continues to be one of Georgia's most sought-after areas: largest man-made lake in the country, lowest taxes the top-rated, award-winning schools. A vibrant community filled with parks, trails, and year-round recreation The property currently features a 2-bedroom, 1-bath home along with two outbuildings-perfect for storage, hobbies, or workshop space. While the home could benefit from updates, it offers a solid foundation for renovation, expansion, or customization.

5705 P W A Drive, Cumming

$390,000

4 Beds ⋅ 4 Baths ⋅ 10868676 MLS

END-UNIT TOWNHOME IN PRIME CUMMING LOCATION - MOVE-IN READY OR TURNKEY INVESTMENT. This well-maintained, north-facing end-unit townhome offers the best of both worlds: a comfortable, move-in-ready primary home or a proven income producer for investors, with tenants currently in place generating immediate rental income. Walk into a bright, open main level with high ceilings, fresh interior paint, and hardwood flooring. The spacious living and dining areas flow easily into a well-appointed kitchen with stainless steel appliances, opening onto a back deck with lush green views - a great spot for morning coffee or evening relaxing. The terrace level adds valuable flexibility with a private bedroom and full bath - perfect as a guest suite, home office, or roommate space. Upstairs, a comfortable primary suite provides plenty of room to spread out, with ample storage throughout. Recent capital improvements offer real peace of mind for any buyer: a full deck rebuild (2025) and a brand-new HVAC system (May 2026). The HOA also includes trash service, keeping ownership simple and predictable. Located minutes from GA-400 for an easy commute and near top-rated Forsyth County schools. A short drive from Lake Lanier and the shopping and dining of Cumming City Center. Whether you're looking for a place to call home in one of Cumming's most desirable, growing neighborhoods - or a turnkey addition to your rental portfolio - this property delivers on both fronts.

2705 Maple Park Place, Cumming

$390,000

4 Beds ⋅ 4 Baths ⋅ 7850079 MLS ⋅ Lanier Walk BLDG.

END-UNIT TOWNHOME IN PRIME CUMMING LOCATION — MOVE-IN READY OR TURNKEY INVESTMENT. This well-maintained, north-facing end-unit townhome offers the best of both worlds: a comfortable, move-in-ready primary home or a proven income producer for investors, with tenants currently in place generating immediate rental income. Walk into a bright, open main level with high ceilings, fresh interior paint, and hardwood flooring. The spacious living and dining areas flow easily into a well-appointed kitchen with stainless steel appliances, opening onto a back deck with lush green views — a great spot for morning coffee or evening relaxing. The terrace level adds valuable flexibility with a private bedroom and full bath — perfect as a guest suite, home office, or roommate space. Upstairs, a comfortable primary suite provides plenty of room to spread out, with ample storage throughout. Recent capital improvements offer real peace of mind for any buyer: a full deck rebuild (2025) and a brand-new HVAC system (May 2026). The HOA also includes trash service, keeping ownership simple and predictable. Located minutes from GA-400 for an easy commute and near top-rated Forsyth County schools. A short drive from Lake Lanier and the shopping and dining of Cumming City Center. Whether you're looking for a place to call home in one of Cumming's most desirable, growing neighborhoods — or a turnkey addition to your rental portfolio — this property delivers on both fronts.

2705 Maple Park Place, Cumming

$199,900

2 Beds ⋅ 2 Baths ⋅ 7850271 MLS

LOCATION, LOCATION, LOCATION!!! Lovely acreage with so many possibilities. The singlewide is in great shape & has 2bd 2ba with generous liv, din kitchen space. Currently rented, so great investment property or could finish out lease & live there & build. Great Usable Land with level front & backyard with a gentle slope at the rear of property, perfect for all types of house plans like ranch homes or a basement home. Walking distance to Poole's Mill Historic wooden bridge & park on the River. Conveniently close to MATT community, Canton, Cumming & the famous Ball Ground area! It's the place to be! Currently rented, do not disturb tenant must have an appointment.

5170 Hurt Bridge Road, Cumming

$274,900

2 Beds ⋅ 1 Baths ⋅ 10867509 MLS

Set just a mile off GA-400, this two-bedroom, one-bath cottage has been completely renovated from top to bottom and lovingly maintained, so there's nothing left to do but unpack. Luxury vinyl plank flooring flows through every room, giving the home a clean, cohesive look that's easy to care for. The bathroom has been fully redone with a tiled walk-in shower, and the kitchen comes equipped with a refrigerator, range, and dishwasher. The living room features a fireplace and a high ceiling that gives the space an open, airy feel. The eat-in kitchen has room for a table and everyday meals, and the simple, practical floor plan makes the home feel comfortable and easy to settle into right away. Out front, a covered porch is just right for a pair of rocking chairs, a morning cup of coffee, or watching the evening wind down. Out back, a utility shed and a second outbuilding give you plenty of extra space for storage, tools, a workshop, a garden setup, or a hobby room. With no HOA, you're free to use the property and make it your own. The location is hard to beat. You're only a few miles from Lake Lanier for boating, swimming, and lazy weekends on the water, and just minutes from Cumming City Center with its shops, restaurants, entertainment, and a live music venue hosting free weekly concerts. Whether you're looking for a full-time home, a weekend getaway, or an income property, this cottage fits the bill, and there are no long-term rental restrictions. Come take a look in person. It's even sweeter than the photos.

2560 Fairlane Drive, Cumming

$395,000

3 Beds ⋅ 2 Baths ⋅ 10867500 MLS

Don't miss out this beautiful 3 bed/2.5 bath recently updated. This desirable home is well maintained and move-in ready! Very good location very close to GA-400, Halcyon, Collections, Avalon, Fowler Park, Greenway Trail and highly rated schools. End unit townhouse with lots of natural light.The main level welcomes you with a dinning area that can also function as an office or den. The spacious living offers generous space with high ceilings and a gas fireplace that serves as a focal point and area on back of home that walks out to back patio. Extra large master bedroom with vaulted ceiling, double vanities in bathroom and a spacious walk-in closet. Two additional well-sized secondary bedrooms with ample closets, one with en-suite access to bathroom. Extra storage shelving in attic and garage. Outside, enjoy a flat, usable backyard and a private patio ideal for relaxing or entertaining. Also this subdivision has no rental restrictions.

3078 Kentmere Drive, Cumming

$395,000

3 Beds ⋅ 3 Baths ⋅ 7849542 MLS ⋅ Kentmere BLDG.

Don’t miss out this beautiful 3 bed/2.5 bath recently updated. This desirable home is well maintained and move-in ready! Very good location very close to GA-400, Halcyon, Collections, Avalon, Fowler Park, Greenway Trail and highly rated schools. End unit townhouse with lots of natural light.The main level welcomes you with a dinning area that can also function as an office or den. The spacious living offers generous space with high ceilings and a gas fireplace that serves as a focal point and area on back of home that walks out to back patio. Extra large master bedroom with vaulted ceiling, double vanities in bathroom and a spacious walk-in closet. Two additional well-sized secondary bedrooms with ample closets, one with en-suite access to bathroom. Extra storage shelving in attic and garage. Outside, enjoy a flat, usable backyard and a private patio ideal for relaxing or entertaining. Also this subdivision has no rental restrictions.

3078 Kentmere Drive, Cumming

$369,900

3 Beds ⋅ 2 Baths ⋅ 7849605 MLS

Well-maintained home in Cumming offering a comfortable layout with inviting living spaces and attractive architectural details. The interior features a spacious living area, a functional kitchen, and a dining area perfect for everyday meals or entertaining. The primary suite offers a relaxing retreat, while additional bedrooms provide flexibility for guests, family, or a home office. A tray ceiling adds an elegant touch to the interior, creating added dimension and character. Enjoy outdoor living with space for relaxing or entertaining, along with convenient parking. Located in a desirable Cumming area with easy access to shopping, dining, schools, parks, and major roadways.

2340 Hollie Lane, Cumming

$369,900

3 Beds ⋅ 2 Baths ⋅ 10867485 MLS

2340 Hollie Lane, Cumming

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